In The Press

 

2 Carat Diamond Engagement Ring

For Many Americans, Financial Resolutions Begin in April

July 30, 2010

Most people think of January 1st as the time for resolutions. Savvy Ladies, however, sees April 15th as the date they see women turn a new leaf to achieve their financial goals.

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 Mothers: Powerful Financial Role Models

July 2010

Mothers work hard to raise us. They guided us through school, helped us make decisions about our career, and been there as a shoulder to cry on when a relationship went sour. We also have them to thank for, for better or worse, our money management skills.

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 Re- Union Square- NYC

June 28, 2010

By: Ellie

"The Savvy Ladies hosted a spa and wellness night complete with workshops, manicures and champagne! Top speakers were giving seminars to groups of women on topics such as: Gaining financial independence, How to dress on a dime, and much more"

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The danger signs of bad credit

April 28, 2010

By: Erin Peterson

Home, auto and life insurance artes vary, and your credit can have an impact on those numbers, says Stacy Francis, president of Francis Financial Inc. in New York. "If you go to renew your auto insurance and you come back with a much higher rate than before, that may alert you to the fact that you have a poor  credit score" she says.

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My Own Personal Pay Gap: A Bride-to-Be's Earnings Debate With Her Fiance

April 22, 2010

My fiance and I rarely fight, but when it comes to discussing money, things can get a little tense. It's not because I sometimes waste money renting movies On Demand when we already belong to Netflix...

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Certified Financial Planner Teaches How to Talk to Your 7-10 Year Olds About Money

March 14, 2010

In this video, Stacy Francis, owner of Francis Financial Inc., walks us through how to speak to your child about money.  She addresses the most commonly asked questions including “What age is appropriate to broach the subject?” and “Should I give my child an allowance?” 

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Knowing your Marital Finances

March 17, 2010

If you are getting a divorce, your new best friend should be the Xerox machine. Why? because you need to document every dollar you and your soon-to-be-ex-spouse have to ensure it's all considered in the eventual divorce settlement.

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The One Big Money Mistake You Don't Want To Make

By: Heidi Brown, Forbes Woman

March 17, 2010

When money's tight, it's tempting to put retirement last on your list of priorities--the thing you save for if you have money left after bills, mortgage and your kids' college savings account.

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Gifting to Charities - What a Wonderful Reward in More Ways than One

By: Rounds Online

March 16, 2010

 While donating money to worthy causes is something we think is great; gifting to charities can be greater still when you donate appreciated stock instead of cash.

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How To Calculate The Total Cost of ETF

By: Tom Lydon, Nasdaq, ETF Trends

March 3, 2010

 Commission-free trades on an exchange traded fund (ETF) are a beautiful thing if you’re an investor who’s seen returns eroded by sundry fees. But it’s important not to become too caught up with the notion of no-transaction fees at the expense of other factors in determining an ETF’s merits.

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Tips For Evaluating ETF Costs

By: Carolyn Bigda, The Chicago Tribune

March 2, 2010

 For many people, one of the biggest hurdles to investing in exchange-traded funds is the commission, the fee charged every time you buy or sell an ETF.

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A Crash Course on Handling Your Money

by Stacy Francis, First Wives World

February 25, 2010

Volumes have been written on how to handle your finances. We are going to try and cover it all, so fasten your seatbelts.

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How to Cut Your Cell Phone Bill 

By: Sheryl Nance-Nash, The Faster Times

February 8, 2010

 Many airlines and banks offer flight updates and balance information via text. “While these services seem convenient, they can really do a job on your wireless bill, not to mention wake you up with a new message alert in the middle of the night. So sign up for email alerts instead and check those on your own time,” says Stacy Francis, a certified financial planner and president of Francis Financial.

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Take Time to Prepare Your Finances for the Future

By: Savvy Auntie

January 25, 2010

 Stacy Francis is a nationally recognized financial and public relations expert, and is the founder of both Francis Financial, Inc. and Savvy Ladies.

Tax season is right around the corner, Auntie. Use this time to prepare for your financial future and make sure that those you love will be taken care of. Here are some issues you should consider and discuss with your tax adviser, financial planner and attorney:

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Jean Chatzky: Answers to Your Fiscal Questions

by: Jean Chatzy, The Daily Journal, The Daily Herald

January 08, 2010

Once that's under control, you can refocus on your retirement savings. The only exception, says Stacy Francis, a certified financial planner with Francis Financial in New York, comes if those student loans are private with high interest rates.

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How to Avoid the Financial Holiday Hangover

By Stacy Francis, The Three Tomatoes

The festive season is once more upon us, and most people will be loading up their credit cards while some may even be tempted to sign up for in-store credit cards.


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Ugly Breakup

by Rosalind Resnick, Entrepreneur Magazine

January 2010

"Stacy Francis, a New York City financial planner and certified divorce financial analyst who has worked with dozens of divorcing business owners, recalls representing a stay-at-home wife who was divorcing her husband, the owner of a production company. Because the husband couldn't afford to give up his livelihood, he ended up having to transfer his mutual funds into his wife's name and walking away from the marriage with next to nothing."

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How to: Eat Out and Save Money!

(We Mean it, Auntie!)

by Stacy Francis, SavvyAuntie.com

December 5, 2009

"I know that taking your lunch to work is boring and cooking at home can be the last thing you want to do after a long day especially if you had a Holiday party the night before. However, this type of attitude can take a toll on any Savvy Auntie’s budget."

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What Are Your Money Goals, Auntie?

By: Savvy Auntie

November 30, 2009

 Stacy Francis is a nationally recognized financial and public relations expert, and is the founder of both Francis Financial, Inc. and Savvy Ladies.

As we tell our nieces and nephews, goals are important in all areas of our life- they show us where we are going and give us the motivation to keep moving forward toward the things we really want to achieve in life. 

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Is Shopping At Malls And Outlet Stores Ending And Being Replaced By Thrift Shopping? Will All The Malls…?
By: Scottdale 10 
November 30, 2009

The word “frugal” might sound a bit old-fashioned, but the concept is as modern as today, says New York financial planner Stacy Francis.

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What To Do If The Market Goes Cold This Winter
By: Jessica Rao, CNBC
November 2, 2009

Stacy Francis, president of Francis Financial in New York City, couldn’t agree more. “Part of the reason that people found themselves getting burned in the last year or so, was they were not as diversified as they thought they were," she says.

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Lessons in Personal Finance: How Not to Use Credit Cards

By: Somdatta Sengupta, Bayshore-Courier News 

October 22, 2009

Starting with the worst first, lesson one is to re-think debt settlement if you are overwhelmed with payments. According to Stacy Francis, president of Francis Financial, its almost as bad as declaring bankruptcy.

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How Bad Are Your Credit Card Mistakes?

by Erin Peterson, CreditCards.com 

October 21, 2009

"'The good news,' says Stacy Francis, president of Francis Financial, 'is that the error may be reversible. You do have the option of giving the credit card company a call and asking them not to report it,' she says. 'If you've generally been an on-time payer, they may waive the fees and not report it.'"

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It All Adds Up: Save Green When You Go Green

By Anna Prior, The Wall Street Journal

October 11, 2009

Elissa Burton, a financial planner with Francis Financial in New York, suggests cutting down on paper use -- and saving on ordering fees -- by reducing the number of checks you write. Use a debit card for your purchases and pay bills online, instead.

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The 5 No Fail Secrets to Investing in a Volatile Market
By Stacy Francis, The Three Tomatoes

First off, what is a volatile market? Volatility is best described as the ups and downs of a market. These ups and downs are typically include irregular price fluctuations and increased trading. You could best describe 2009 as the poster child of volatile markets!


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Social Security, What Every Woman Should Know

By Stacy Francis, The Three Tomatoes

The market hasn’t been performing too hot over the last year by slashing the value of 401Ks and IRAs around the country. These huge decreases are causing many to evaluate their options when it comes to Social Security in retirement to help offset their huge losses.


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 The Case of the 500 Purchased Leather Pants!
How To Protect Yourself From Identity Theft?

By Stacy Francis, The Three Tomatoes

Did you know that more than a half-million Americans were victims of identify theft last year? According to a research study by Meridian Research, the financial institution sector lost $8 billion to identity theft in 2006 alone!.


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Don't Let Your Ex Ruin Your Credit 

By Stacy Francis, The Three Tomatoes

Sandra split with her ex several years ago. Her ex-spouse agreed to pay off the couple’s $60,000 in credit-card debt that he had incurred. That, Sandra thought, was that.


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How to Get Big Results From Small Changes

By: Sheryl Nance-Nash,

September 28, 2009

“Could you, for a short period of time, find a way to spend less on that expense? Could you do that activity less often? Could you do that activity at a less expensive location? Could you find a way to gain the same benefit but spend less money?” suggests Stacy Francis, president of Francis Financial.

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Reductions in Credit Card Limits Impacts Ability to Borrow

by: Tim Grant, September 21, 2009

Stacy Francis, president of Francis Financial in New York, recently ordered credit reports for every one of her clients. Many have much lower FICO scores this year versus last year because of having their limits lowered and accounts closed by credit card companies.
 

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Advisers are in a balancing act with their unemployed clients

by: Sue Asci, September 13, 2009

“I have one client who is 55 and single, [was] laid off from her job at a non-profit firm seven months ago, and she is bringing in a roommate for a short period of time,” said Stacy Francis, owner of Francis Financial Inc., which has $20 million in assets under management.

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Emergency Room: Getting Free Press

by: By Shelly Banjo, September 15, 2009

Media mentions can boost your financial practice, says New York City-based financial adviser Stacy Francis. In this Emergency Room video, Francis explains how financial advisers can get noticed.

Click to watch the video

Personal Finance Boot Camps Fight Debt with Hard-Nosed Approach.

By Lisa Rogak, September 3, 2009

"Stacy Francis runs a Bounce Back Boot Camp for women where she provides participants with weekly coaching and group mentoring calls, worksheets and materials"

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Can you Open a Restaurant with No Nomey?

by Colleen Debaise, The Wall Street Journal

August 19, 2009

"One other suggestion: find a business partner who can bring financial resources to your eatery. But pick a partner "similar to the way you choose a husband," advises Stacy Francis, a financial adviser in New York"

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SCPS SNAPSHOT: Stacy Francis

by School of Continuing and Professional Studies, New York University

August 2009

"Money was a topic that was very scary to me, and the Certificate in Financial Planning program dispelled this fear," says Francis.

Click to read the article (on page 5)

 

Comfortable in Your Own Skin Podcast with Stacy Francis of Francis Financial

by Paula Gregorowicz, The Paula G. Company

July 16, 2009

"I really wanted to make a real difference in women's lives."

Click to listen to the podcast

 

The Tax Advantages of Starting Your Own Home-Business

by Stacy Francis, WomenandBiz.com

June 7, 2009

One of the reasons that many people start their own home-business is for the many tax advantages that are available to people working from home. If you are running your business from home then you could get...

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Numbers Game

by Charles Butler, Family Circle

June 2009

"You can put more money in your pocket by playing smart with your credit. Use our strategies to make sure you're getting the best possible deals on your loans."

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How the crisis is changing you

by Dan Kadlec, CNNMoney.com

May 4, 2009

"All of my clients have reduced their spending - not just out of necessity but because it provides a sense of control in their life,' says Stacy Francis, president of Francis Financial in New York City. 'We can't control the stock market or whether we're laid off. But we can decide when to close our wallets."

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Mothers Are Powerful Financial Role Models

by Stacy Francis, The Three Tomatoes

May 2009

Indeed, our mothers are powerful financial role models, whether they planned to be or not. What type of mother did you have and how has this influenced your money behavior?

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The Family Plan

by Jilian Mincer, The Wall Street Journal

April 7, 2009

"I think there's a huge silver lining [to the financial crisis] because it's an amazing opportunity to have a conversation with our children," says Stacy Francis, a financial adviser in New York. One other thing to think about: Youngsters are being bombarded with information from the Internet, television and classmates. So if parents want a say in the discussion, they have to be proactive."

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Be Savvy With Your Tax Return

by Stacy Francis, The Three Tomatoes

April 2009

There are actually four great areas in which putting your refund money will help you a lot more than buying those cute pair of shoes...

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Get a Bigger Tax Refund

by Karen Leland, Woman's Day

April 2009

"Similarly, if you mail your January 1 mortgage payment before December 31, you'll get to deduct the interest for the year in which you wrote the check, says Stacy Francis, a certified financial planner in New York City. Remember, the payment won't be included on the 1098 from your bank; you'll have to add it to your tax return."

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The luxury of time

by Jaime Levy Pessin, The Wall Street Journal

March 26, 2009

"The bear market is forcing many parents like Stacy Francis to reallocate fewer resources across an array of needs, from saving for children's college tuition to preserving funds in case of a lost job -- while at the same time starting to build a retirement nest egg."

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What's Your Money Personality?

by Stacy Francis, The Three Tomatoes

March 26, 2009

We love money or we hate it, we fear it or we worship it - but we certainly never ignore it. And yet, we know so little about why we experience these emotions. And yet, we know so little about why we experience these emotions and why we have the money personality that we do.

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Why Office Design Matters

by The Wall Street Journal

Originally aired March 26, 2009

"Why should financial advisors care about interior design? Because it's an extension of their brand. Dow Jones Newswires' Rachel Solomon speaks to financial adviser Stacy Francis, and gets some tips from interior designer Heather Higgins."

Click to watch the video

Market Turmoil Brings Return Of Do-It-Yourself Investors

by Cindy Perman, CNBC

March 27, 2009

"'I find that more so with men,' says Stacy Francis a financial adviser and founder of Savvy Ladies, a finance group for women, 'They say, I might as well do this myself.'

The danger, of course, is that the amateur investor can lose even more money by doing it on their own. And a relative few are good enough to live off their trading."

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Senior stock remix
by Bobbi Rebell, Reuters TV
Originally aired March 24, 2009


"Stock values have plunged, but for some seniors it may be time to actually put more into the market. While seniors need to be conservative in their investments, asset allocation remains important. The fall in stocks has put many portfolios out of balance, and part of rebalancing might include putting more money into the market. Bobbi Rebell reports."

Click to watch the video

 

Conquering your tax fears
by Stacy Francis, The Three Tomatoes
March 6, 2009

The time has come once again, it's tax season. I know most of us look forward to this as much as a trip to the dentist but we all have to do it. One of the best ways to tackle this obstacle is to get informed and receive help from professionals. Women especially have to be informed because we have special tax issues...

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Financial planning as a protection from economy recession
by Tron Simpson, KCMN-AM Radio
March 4, 2009


Interview with Stacy Francis about financial planning as a great means to get back on your personal financial feet after losing a job.

 

Financial planning as a protection from economy recession
by Debra Rhodes, WSRB-FM Radio
March 4, 2009


Interview with Stacy Francis on how to get through the current tough economic times.

Financial planning as a protection from economy recession
by Dan Collier, WDIS-AM Radio
March 4, 2009


Stacy spoke about lay-offs and managing your personal finances based on your plan B.

Financial planning as a protection from economy recession
by Rochelle Herman, WSRQ-AM Radio
March 4, 2009


In this interview, Stacy spoke about how to get back on your financial feet after losing a job.

 

Financial planning as a protection from economy recession
by Matt Youngblood, WYYZ-AM Radio
March 4, 2009


Interview with Stacy Francis about the importance of saving and planning as a result of the current tough employment situation.

 

Financial planning as a protection from economy recession
by Bob Langstaff, WAMV-AM Radio
March 4, 2009


Stacy Francis spoke about how to build an emergency fund and cope with the current uncertain economic times.

Financial planning as a protection from economy recession
by Bill Reddish - WICO-AM/FM Radio
March 4, 2009


This interview with Stacy Francis discussed the creation of an "emergency plan" in case of a job loss.

 



Financial planning as a protection from economy recession
by Cathie Martin, WGRT-FM Radio
March 4, 2009


Stacy talked about the challenges of the job market during this financial recession and focused on planning and saving.

Financial Planning as a Protection From Economy Recession

by Bill Dean, KWLM-AM Radio

March 4, 2009

Interview with Stacy Francis about financial planning in times of recession.

 

Financial Planning as a Protection From Economy Recession

by Stephanie Ross, KRES-FM Radio

March 4, 2009

Interview with Stacy Francis about losing your job and managing your personal finances in times of economic recession.

Financial Planning As a Protection From Economy Recession

by Mark Wayne, WICH-AM Radio

March 4, 2009

This interview with Stacy Francis focused on how to prevent a job loss from impacting your personal financial situation.

What Do You Need to Do If You Lose Your Job?

by Joan Hamburg, WOR Radio

March 3, 2009

"During these hard economic times people are having to deal with issues they never dreamed of...what do you need to do to stay afloat financially if you lose your job or what can you do now if your employment is not secure to make sure you are in the best position possible?"

Click to listen to the interview

Expert Advice on Keeping Your Credit Score Golden

by Patricia Kitchen, Newsday.com

March 3, 2009

Stacy Francis gives expert advice on how to better manage the information on consumers' reports, which determines their credit scores.

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Pushed off the fast track

by Phyllis Furman, Daily News

March 2, 2009

This article is about Stacy Francis' financial advice to Sonja Tonnesen after Sonja received exactly what she wanted when she came to New York from Boston.

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These Ladies Are Savvy

by Stuart Kahan, WebCPA

February 27, 2009

"'Tax time is often the only time of the year when a lot of people sit down and look at how much they've earned and how much they've been able to save,' says Stacy Francis, founder of Savvy Ladies and a certified financial planner. 'It's a bit of a shock for many to see how much cash slips through their fingers every month.'"

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What a Financial Planner Can Do for You

by Ron Lieber, The New York Times

Originally aired February 25, 2009

This article is about simple tips you can take to improve your financial standing.

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Finding Affordable Financial Advice

by Laura Rowley, Blogspot

February 21, 2009

The article is a look at some of the efforts to fill the affordable advice void, designed for people who are either novices or have some financial literacy, but want a coach to assist them in refining and reaching their goals.

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A Few 'Fun' Changes and The Outlook is Sunny For  Savings Nest Egg

by Lore Croghan, Daily News

February 19, 2009

Stacy Francis is giving advice to Allison Jones, who lives on what she earns. After having her spending under control, Allison is happy to have been shown how she can squeeze out some extra cash to put into savings for a rainy day.


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Helping Young Women Succeed in Today's Unpredictable World

by PR Newswire

February 17, 2009

"Many young women enter the 'real world' expecting that life will go according to plan, particularly when it comes to their careers, finances and relationships. Unfortunately, the reality is that the unexpected often happens -- a looming problem especially in today's challenging economic environment."

Click to read the article (available only to subscribers)

 

Footing the Bill for the Irresponsible

by Alana Goodman, The Massachusetts Daily Collegian

February 17, 2009

"According to financial planner Stacy Francis, it will cost at least $1.5 million to raise all 14 children until the age of 18. And that’s not factoring in the cost of extras, such as toys, entertainment or college. At the moment, three of Suleman’s older children have disabilities, and it is likely that some of the octuplets may suffer from this as well."

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How Much Money Does Nadya Need to Raise the Octuplets? Raising children - the ultimate investment

by Stacy Francis, Betty Confidential

February 15, 2009

So what should you expect to pay for housing, food, transportation, clothing, health care, childcare and all those cute frilly miscellaneous items?

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Business Check-up For the New Year - Have You Recession Proofed Your Business?

by Stacy Francis, WomenandBiz.Com

February 14, 2009

Stacy Francis offers 14 tips to recession-proof your business.

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Cost of Raising 14 Kids in USA

by "Crypton," Blogspot

February 13, 2009

"According to one estimate from Stacy Francis, a certified financial planner in New York City, it will cost at least $1.5 million to raise all 14 kids to age 18. Francis based her calculations on the assumed annual income of $44,000 or less for 33-year-old Nadya Suleman, the California mother of the octuplets and six other children."

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The cost of Raising Children - Case of Nadya Suleman, Mother of Octuplets

by MSNBC, "Today Show"

Originally Aired February 10, 2009


Click to watch the video



Stacy Francis , CFP, CDFA Rated as The Number One Financial Advisor in New York

by members of Quentin's Friends List - Quentin's Friends

February 6, 2009

Click to read the article

5 Ways to Outlast Deflation

by Bankrate.com, MSNmoney.com

February 5, 2009

"'I think we're flirting with it, and I think there are risks that we have to be careful of,' says Stacy Francis, the president of Francis Financial, a financial-planning firm in New York."

Click to watch the video

Current Financial Planning Issues

by CNBC, "On The Money"

February 4, 2009

Watch the show online, select a segment below.

Becoming a Landlord
Your Bottom Line
Dollar Dilemmas

 

Investment Fundamentals

by William J. Lynott, Dermatology Times

February 1, 2009

"'Fluctuations in the market are a natural part of our economic cycle,' says Stacy Francis, Certified Financial Planner, New York. 'When the market is in a downturn, it may seem logical to cash out, but before you do that, you may want to think about your long-term goals for that money,' Ms. Francis says.


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5 Steps to Saving Your Credit from Your Ex

by Stacy Francis, First Wives World

January 29, 2009

Marriage, like diamonds, is supposed to be forever, so Sandra never thought to ask if she would get credit for all of the on-time payments she made when the two were married.

Click to read the article

 

Taking Control of Your Money and Your Life

by Jean Chatzky, Oprah & Friends

January 26, 2009

Click to listen to the interview

 


Five Ways to Outlast Deflation

by Laura Lorber, Bankrate.com

December 23, 2008

"'I think we're flirting with it, and I think there are risks that we have to be careful of,' says Stacy Francis, president of Francis Financial Inc., a fee-only financial planning firm in New York. 'There are several steps that consumers can take now to prepare themselves to survive a deflationary cycle. In fact, a little preparation may help you to actually benefit from downward price pressure.'"

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Why Buying a Home Is the Best Option

by Colleen DeBaise, Real Estate

December 17, 2008

"'I look at renting as writing a check and throwing it out in the garbage,' says Francis, who often advises clients on buying apartments in Manhattan. For many people, buying a home is their first crack at building their net worth over the long term, she says. The traditional way to ease into home ownership is to buy something like a condominium or townhouse, so your weekends aren't spent at the home-improvement store picking up weedwhackers. But be careful: You might feel like a real adult once you own. 'You are no longer at the whims of your landlord to raise your rent, or sell your building,' Francis says. 'It really gives you stability.'"

Click to read the article